The facilities that we lend here at SARA
Your SARA Advanced Personal LoanOur Advanced Personal Loan is a fast and convenient way to get money for a big ticket item you’ve had your eye on or consolidate your debt.
FLEXIBLE REPAYMENTS
Pay off your loan in regular monthly repayments over a time period that suits - any time between three months and five years. You’ll pay no early repayment charges or additional payment fees.
EASY TO MANAGE
View your loan balance or make repayments whenever you like, using internet or telephone banking.
What you need to know:
DRAW DOWNS
You have up to 21 days to draw down your loan after it's been approved.
INTEREST
Interest will only be charged from the first day of the loan term.
STUDENT OR 23 OR UNDER
If you're 23 years or under, or a student, recent graduate, or apprentice, we'll need to have a chat before starting your loan application. Request a call back.
Protect yourself with Advanced Personal Loan insuranceGet help with your personal loan repayments if illness, an accident, bankruptcy or redundancy affects your income. Your premiums will be added to your monthly repayments.3 More about Advanced Personal Loan insurance.
Rates and feesFor loans approved on or after September 2016
For loans approved on or before 15 May 2014Advanced Personal Loan: 18.20 (% p.a.)
Service fees
Loan Facility Fee2: $250
Account fees
Advanced Personal Loan Insurance premium: 47c for each $100 of your outstanding loan balance at the end of each statement cycle
Late payment fee: $15.00
Statement copy fee: $5.00
Advanced Personal Loan: 17.85 (% p.a.)
FLEXIBLE REPAYMENTS
Pay off your loan in regular monthly repayments over a time period that suits - any time between three months and five years. You’ll pay no early repayment charges or additional payment fees.
EASY TO MANAGE
View your loan balance or make repayments whenever you like, using internet or telephone banking.
What you need to know:
DRAW DOWNS
You have up to 21 days to draw down your loan after it's been approved.
INTEREST
Interest will only be charged from the first day of the loan term.
STUDENT OR 23 OR UNDER
If you're 23 years or under, or a student, recent graduate, or apprentice, we'll need to have a chat before starting your loan application. Request a call back.
Protect yourself with Advanced Personal Loan insuranceGet help with your personal loan repayments if illness, an accident, bankruptcy or redundancy affects your income. Your premiums will be added to your monthly repayments.3 More about Advanced Personal Loan insurance.
Rates and feesFor loans approved on or after September 2016
For loans approved on or before 15 May 2014Advanced Personal Loan: 18.20 (% p.a.)
Service fees
Loan Facility Fee2: $250
Account fees
Advanced Personal Loan Insurance premium: 47c for each $100 of your outstanding loan balance at the end of each statement cycle
Late payment fee: $15.00
Statement copy fee: $5.00
Advanced Personal Loan: 17.85 (% p.a.)